Improving Lives Through Affordable Credit
Empowering SMEs and individuals with accessible microfinance solutions. Apply for loans online, track your applications, and manage repayments seamlessly.
Our Services & Loan Products
We focus on providing loan products and financial consultation services, especially tailored to Small and Medium Enterprises (SMEs). Our goal is to enhance easy access to credit, support business growth, and improve the overall quality of our clients' lives.
Access affordable credit through group lending. Members support each other while building a strong savings and repayment culture.
Tailored personal loan products designed to meet your unique financial needs with flexible repayment terms.
Finance the purchase of assets for personal or business use. Acquire equipment, vehicles, or property with manageable installments.
Invest in your future or your children's education. We provide affordable financing for school fees, training, and academic needs.
Fast-tracked loans for both emergency and non-emergency needs. Get approved quickly with minimal documentation when you need it most.
Get expert guidance on financial planning, budgeting, and growing your business sustainably. Our advisors are here to help.
Our Environment & Culture
Head Office
1st Floor, Mrosso building
Uhuru Road, Ngaka Street
P.O. Box 1633
Morogoro, Tanzania
0713911336
WhatsApp: 0713911336
Branch Locations
Morogoro Mjini HQ
Head Office
Dumila
Branch
Dodoma
Branch
Improving Lives Through Affordable Credits
Affordable Microcredit Limited was established with a strong commitment to financial empowerment and inclusion. We are a legally registered microfinance company operating under the laws of the United Republic of Tanzania, registered in accordance with Section 21 of the Microfinance Act, 2018 (Registration number FD 349/377/02/321), licensed by the Bank of Tanzania.
Our Vision
- To be a leading financial institution who provides excellent and affordable services to low income earners families, in order to improve lives.
Our Mission
- Improving lives through affordable credit.
- To provide micro-small and medium entrepreneurs to manage their financial resources effectively and by doing so to improve the quality of their living.
Our Core Values
Our Leadership
Led by dedicated shareholders and directors, Mr. Jovin Jeremiah and Ms. Happy Nyabukika Ambao, who bring vision, leadership, and commitment to the organization's growth and impact.
Licensed & Regulated
Established 2nd August 2021. Registered under the Microfinance Act, 2018. Registration No. FD 349/377/02/321 — Licensed by the Bank of Tanzania (BoT).
Meet Our Leadership
Our experienced team is committed to providing excellent service and supporting your financial growth.
Managing Director
Finance Directors
Branch Manager
Client Relations
Ready to Transform Your Business?
Join thousands of satisfied customers who have grown their businesses with our affordable credit solutions. Apply today and get a decision within 24 hours.
Empowering Your Future in Under 2 Minutes
Watch how Affordable Microcredit is transforming lives across Tanzania through accessible financial solutions and dedicated support.
Affordable Microcredit
Official Introduction Video